1. Information We Collect

We may collect the following information:

A. Personal Information

• Name
• Email address
• Phone number
• Address
• Date of birth
• KYC details (PAN, Aadhaar, etc.)
• Employment and income information
• Banking details (only when required for loan processing)

B. Automatically Collected Information

• IP address
• Browser type
• Device type
• Pages visited
• Cookies and similar tracking technologies

C. Financial Information (With Your Consent)

• Credit score
• Credit history
• Bank statements
• Loan details

2. How We Use Your Information

We use your information to:

• Provide and improve our services
• Process loan applications
• Verify identity and complete KYC
• Assess creditworthiness
• Offer customer support
• Send alerts, updates, and notifications
• Comply with legal and regulatory requirements

We do not sell your data.

3. How We Share Your Information

We may share your data with:

• Registered banks, NBFCs, and lending partners
• KYC verification agencies
• Credit bureaus (CIBIL, Experian, CRIF, etc.)
• Technology and analytics partners
• Regulatory authorities, if required by law

All partners follow strict confidentiality and data-protection standards.

4. Data Security

We use secure servers, encryption, and industry-standard protection methods to safeguard your data. We follow RBI and applicable Indian data-protection guidelines.

5. Cookies

Our website uses cookies to improve user experience and analyse website traffic. You may disable cookies in your browser settings.

6. Your Rights

You can:

• Request access to your data
• Update or correct your information
• Withdraw consent
• Request deletion (where legally permitted)
• Opt-out of marketing messages

To exercise these rights, contact us at the email below.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices. Please review their policies before interacting with them.

8. Children’s Privacy

Our services are intended for users aged 18 and above. We do not knowingly collect data from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with the revised date.

10. Contact Us

For any questions or concerns regarding this Privacy Policy, please contact:

Bharat Lend
Email: support@bharat-lends.com
Phone: +91 7065235890
Address: Sec 119 Noida Gautam Buddha Nagar Pin - 201301