Term & Condition

BharatLends is an online platform that facilitates users to apply for loans and credit products offered by banks, NBFCs, and other financial institutions (“Lending Partners”). We are not a bank or a lender ourselves. We only act as a technology intermediary that connects users with potential lenders.

Eligibility

  • Be at least 18 years of age;
  • Be a resident of India;
  • Have valid identity and address proof (Aadhaar, PAN, etc.);
  • Provide accurate and complete information during registration or application.

Our website allows users to:

  • Compare and apply for personal loans, business loans, credit cards, and other financial products;
  • Submit loan applications to partnered banks or NBFCs;
  • Track the status of their loan/credit applications.

The final approval, terms, and disbursal of any loan are solely at the discretion of the respective Lending Partner.


I agree to be contacted by Bharat Lends, or its representatives through RCS/SMS/Email/WhatsApp or call. This consent will override any registration for NDNC